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A private money loan (also known as a bridge loan) is a short-term loan designed to help investors fund their real estate transactions as quickly as a cash offer might and gives investors more time to qualify for permanent financing.

Are you a real estate investor seeking to meet contractual obligations, tap into your equity, or refinance quickly? With private money lending, you can benefit from a sophisticated financing option tailored to your specific needs.

Whether you are looking for short-term loans with competitive interest rates and flexible loan terms or exploring real estate loans for commercial properties, vacant land, or single-family residential properties, private money lenders offer solutions to help you achieve your investment goals.

Our bridge program includes the following key features:

• Up to 65% financing to leverage your investment

• Flexibility for luxury and large-scale projects

• 12-48 month terms, allowing you ample time to execute your real estate strategies

• Interest-only monthly payments, keeping your operating expenses low

• Fixed and variable rates are available, catering to your financial preferences

• Title must be held by LLC/Corp, a single purpose entity

• No income verification, streamlining the application process

• No minimum credit score, providing opportunities for borrowers with diverse credit histories and foreign nationals with no U.S. credit history

• No DSCR ratio, offering more flexibility for borrowers

• Available for foreign nationals, catering to the needs of international investors

• For investment properties only, including non-owner occupied residential, commercial and land

• Want to acquire a new property while you wait for your existing property to sell

• Want to tap into the equity of your existing investment property to make improvements or buy another property

• Have contractual obligations that requires a fast closing or are at risk of losing deposits

• Are purchasing land and pending approval for a construction loan

• Are buying a new construction condo or condotel that is not Fannie-Mae approved (Non-warrantable condo)

• Are a foreign national with unverifiable income and/or no U.S. credit history

• Property does not meet debt service coverage ratio to qualify for DSCR loan

Our underwriting process will focus more on the quality of the asset than the applicant's income and credit score. This allows us to provide a streamlined application process and quick decision making once property details are provided.

To determine your eligibility for private financing with Private Lending Solution, please apply here on our website for a quick quote.